UK Retail Investors & Advisers

No matter what your investment goals are, this section aims to provide you with information to help you make that all-important investment decision.  Whether investing for children or grandchildren, making the most of your annual ISA allowance, or simply putting something away for the future, the investment products, trusts and funds available here could be the solution you’re looking for.

Choosing the right product

Share Plan
The Investment Trust Share Plan is a low-cost, simple way to invest in the stock market.  We manage eight investment trusts, covering both global and specialist markets, and you can invest in them from as little as £30 a month or from £250 upwards for lump sum investments.  Find out more about the Share Plan here.
ISAs

The Baillie Gifford ISA allows you to invest in the stock market through all eight of the investment trusts we manage. Your maximum ISA allowance is currently £7,200 in each tax year. You can invest monthly from £100, or make one off payments from £1,000 per trust, subject to a minimum investment of £2,000.  ISAs are only available to investors who are resident in the UK for tax purposes.  Find out more about our ISA here.

Investing for Children

The Children’s Savings Plan makes it easy to invest for children through the stock market.  We manage eight investment trusts, covering both global and specialist markets, and you can invest in them from as little as £30 a month or from £250 upwards for lump sum investments. Find out more about our Children’s Savings Plan here.

Investment trusts or OEICs?

Investment Trusts

Investment trusts are companies whose sole purpose is to invest in other companies with the aim of making money for shareholders.  You can become a shareholder in an investment trust by investing in one of our investment products - Share Plan, ISA and Children’s Savings Plan - or by buying the trust’s shares on the Stock Exchange.  Find out more about our investment trusts here.

OEICS

An OEIC (Open-Ended Investment Company) is a collective investment vehicle in which you can buy shares. OEICs usually have a number of sub-funds and each sub-fund has different investment objectives.  OEIC sub-funds invest in the stocks, shares and bonds of listed companies and may pay distributions to their shareholders.  Find out more about our OEIC sub-funds here.

For more information on any of our products please visit our Literature Library.